Why is the NDIS called an insurance scheme?

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Upon hearing about the NDIS for the first time, I was very confused around the reason around it being an ‘insurance scheme’. To me this sounded very serious and crazy complicated. However, diving into the NDIS world a little further, I now know that it is actually a great way of looking at it with good reason behind it.

Let’s go back to the start. The NDIS has been set up by the Federal Government to provide support for people with a significant or permanent disability.  You may have also heard of the term National Disability Insurance Agency or NDIA which is the agency responsible for delivering the scheme and looks after the administration of the NDIS. But let’s leave that for another day, shall we.

The NDIS stands for National Disability Insurance Scheme and is designed to substantially improve the wellbeing of people with disability and enable them to have more choice and control over the supports they want in their life, with the help of some much need money.

The NDIS fund reasonable and necessary supports relating to a person’s disability to help them live an ordinary life and to reach their maximum level of independence, following their goals. This is all great isn’t it! So, what’s with the use of it being an insurance scheme? Well, think of it like this, the government has been kind enough to take out insurance for all Australians, so that if they meet the NDIS entry requirements and have a permanent disability, then they will be able to access those support services needed in order for them to be the best version of themselves.

As of March 31st, there are 365,000 active participants on the NDIS, with 154,139 active participants receiving supports for the first time. The NDIS has been able to help all of those participants reach their potential and to achieve goals they would never have been able to accomplish before the scheme.

A disability can happen to anyone – so as Australians we should be so proud to have a great system that allows support like this to exist. Go us!

The NDIS can also sometimes be put into the to hard bucket for some, but we are here to help in any way we can in order to make the process easier so you can get to achieving you own individual independence. Please contact us in order to start the process today.

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